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Gavrikova G.A. Legal Significance of the National Payment System in the Implementation of Payments

DOI: https://doi.org/10.15688/jvolsu5.2016.3.9

Galina Aleksandrovna Gavrikova
Head of Department TGP Central JSC “MUS Energy”
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Akademika Chelomeya St., 5А, 117630 Moscow, Russian Federation


Abstract. The article deals with the peculiarities of legal regulation, taking into account the provisions of the law “On National Payment System”, for the electronic money transactions, using electronic means of payment. The law “On the national payment system” determines the order and features of the transfer of electronic money, including the possibility of transferring individual - subscriber network operator, orders on the implementation of such transfers with the help of radio-mobile networks, as well as the right to the payment system operator, in the cases and manner prescribed by the rules of the payment system, involve operations center, located outside the Russian Federation, to provide operational services to participants in the payment system. The article deals with the requirement for service provider, when working with individuals in accordance with the Law “On the National Payment System” and the regulations of the Central Bank of Russia. We study the regulations, used by the operator to customer information on completed transactions by using electronic money.

Key words: national payment system, credit organizations, electronic funds, electronic means of payment, bank account, paying agent, mobile operator.

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